"By giving people the power to help themselves, you offer them something far more valuable than a plate of food - security in its most fundamental form"


Express Capital is a wholly owned Ghanaian microfinance institution incorporated on 19th June 2012. It is licensed by the Bank of Ghana to operate a Tier II microfinance business in accordance to NOTICE NO. BG/GOV/SEC/2011/04 and has been in operation since July 2012. The Company’s business is to provide microfinance services to micro, small and medium enterprises (MSMEs), traders and market women, salaried workers and the self-employed. Read More


Amount/Duration 364-Day 182-Day 91-Day
GHC 500,000.00 & above 31.5% 31% 30.5%
GHC 100,000.00 - GHC 499,999.00 31% 30.5% 30%
GHC 1,000.00 - GHC 99,999.00 30.50% 30% 29.50%